PERSONAL FINANCE TRACKER | IJCT Volume 13 – Issue 1 | IJCT-V13I1P27
International Journal of Computer Techniques
ISSN 2394-2231
Author
Krishna Patil, Prof.Arvind Gautam
Abstract
This paper presents the design and development of a Personal Finance Tracker system aimed at helping users manage their financial activities efficiently. The system enables individuals to record, analyze, and visualize their income, expenses, and savings patterns in real-time. By leveraging data analytics and visualization techniques, users gain insights into spending habits, budget distribution, and long-term financial goals. The tracker employs secure data storage and categorization to assist in better financial decision-making. The paper also discusses the architecture, algorithmic approach, and future enhancements such as integration with AI-based financial advice and predictive budgeting. The proposed system emphasizes the importance of financial literacy and the role of technology in promoting economic self-discipline.
Keywords
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Conclusion
The Personal Finance Tracker represents a practical approach to modern financial management. It helps users gain control over their financial activities through systematic tracking, visualization, and predictive analysis. With continuous improvements in automation and machine learning, such systems will become integral to personal finance planning. Ultimately, the project emphasizes the role of technology in empowering individuals to achieve financial stability and informed decision-making.
References
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[2]Malikberdi Hezretov, “Budget Tracker,” MIT Dissertation, 2018.
[3]Kasina D.K. et al., “AI Finance Tracker,” San Jose State University, 2024.
[4]Hahn Y., Lee J., Kim M., “Envisioning Personal Finance and Expense Tracking for a Sustainable Future,” DRS, 2022.
[5]Imawan R. et al., “Enhancing Financial Literacy in Young Adults,” J-HyTEL, 2025.
[6]Gulotta R. et al., “Money Talks: Tracking Personal Finances,” ACM, 2014.
[7]Hopkins M. et al., “Personal Finance Goals Creation and Progress Tracking,” Technical Disclosure Commons, 2020.
Lingayat L. et al., “Design and Implementation of Real-time Expense Tracker Using ML,” SSRN, 2023
How to Cite This Paper
Krishna Patil, Prof.Arvind Gautam (2025). PERSONAL FINANCE TRACKER. International Journal of Computer Techniques, 12(6). ISSN: 2394-2231.
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